That is what the simulation suggests... I repeated the simulation for a PRFPMI configuration (i.e. no SRM, everything else  as per the most up to date 40m numbers), and the conclusion is roughly the same - the contrast defect degrades from ~0.1% to ~1.4%... So I would say this is significant. I also attempted to see what the contribution of the asymmetry in loss in the arms is, by running over the simulation with the current loss numbers of 230ppm for Yarm and 484ppm for the X arm, split equally between the ITMs and ETMs for both cases, and then again with lossless arms - see attachment #1. While this is a factor, this plot seems to suggest that the RoC mismatch effect dominates the contrast defect...